Current Rates

Share Accounts – Federally Insured by NCUA

Rate are accurate as of 09/01/21. Rates Subject to Change Without Notice. APY (Annual Percentage Yield)

Share Rates

Account Type
Minimum
Opening Balance
Minimum Balance
Required to Earn APY
Annual
Yield (APY)
Savings
$5
$100
0.15%
Vacation , Holiday and Credit Builder Clubs
$0
$100
0.15%
Club 1378
$0
None
0.15%

Share Certificates

CD TermsMinimum to OpenCompoundedMinimum to Earn APY*APY*Dividend Rate
60 Months
$100
Monthly
$100
0.35%
0.35%
48 Months
$100
Monthly
$100
0.30%
0.30%
36 Months
$100
Monthly
$100
0.25%
0.25%
24 Months
$100
Monthly
$100
0.20%
0.20%
18 Months
$100
Monthly
$100
0.15%
0.15%
12 Months
$100
Monthly
$100
0.10%
0.10%
6 Months
$125
Simple
$125
0.05%
0.15%
Rate are accurate as of 09/01/21. Rates Subject to Change Without Notice. APR (Annual Percentage Rate)

Lending Rates

Loan TypeAnnual Percentage Rate (APR)*Per Diem
First Step Loan (Share Secured)
5.00%
0.13699%
Step Up Loan (Signature)
13.99%
0.38329%
Auto Loans (used and new; max $15,000)
10.00%
0.027397%
Credit Builder Loan
8.00%
0.021918%
Emergency Loan
3.25%
0.008904%
* Loans Secured By Share Accounts. *APY refers to Annual Percentage Yield. *APR refers to Annual Percentage Rate.  For accounts earning dividends, other than term share accounts, dividends are paid from current income and available earnings.